Credit Inquiries can expose your information…
But you can opt-out!
(and avoid harassing day and night phone calls from questionable lenders)
When a lender pulls your credit, the Fair Credit Reporting Act (FCRA) allows the credit bureaus (TransUnion, Equifax, and Experian) to sell your personal information to other lenders for solicitation. This is a predatory practice, and Mortgage 1 will never participate in manipulative tactics like these. These “trigger leads” are typically bought by online, non-local lenders. To avoid these solicitations, click the button below or visit www.optoutprescreen.com to opt out before your credit is pulled.
You can also mail in a form to permanently protect yourself. For additional protection you may opt-out from mailers and email solicitations here, and from phone solicitations here.