Category: Uncategorized

The 2026 Homebuyer Playbook: What Michigan Buyers Need to Know Mortgage 1 Buying a home in 2026 can feel complicated — rising costs, shifting interest rates, and a lot of mixed advice online can leave buyers unsure of where to start. At Mortgage 1, our goal is simple: make the mortgage process clear, honest, and […]

Our Customer Service Philosophy: Guiding With Heart A great mortgage experience isn’t just about rates. It’s about people.We’ve built our process around service, communication, and teamwork — because homebuying should feel exciting, not stressful. ? Clear, Consistent Communication You’ll always know what’s happening, what’s next, and what to expect. We stay in touch, answer your […]

Buying a home is one of life’s most exciting milestones—but it can also be one of the most stressful. Between finding the right property, securing financing, and managing endless paperwork, it’s easy to feel overwhelmed. The good news? That stress doesn’t have to define your homebuying journey. With the right knowledge, preparation, and a supportive […]

When you’re buying a home, few things are more exciting than getting close to the finish line—closing day! But sometimes, unexpected bumps in the road can cause delays. Understanding what causes these hiccups (and how to avoid them) can help keep your closing on track and stress levels low. Common Causes of Closing Delays Missing […]

What Underwriters Are Looking For (And How You Can Help Speed It Up) Buying a home is exciting—but it’s no secret that the underwriting process can feel like a waiting game. The good news? Understanding what underwriters are looking for (and how you can help) can make the process smoother and often faster. At Mortgage1, […]

Communication Is Key: How We Keep You in the Loop from Start to Finish Buying a home is one of the biggest financial decisions you’ll ever make — and it’s natural to feel a little overwhelmed by the process. At Mortgage 1, we believe that the journey to homeownership doesn’t have to be stressful or […]

Buying a home is one of the most exciting milestones in life—but it also comes with a few rules you’ll want to follow carefully. While your lender is reviewing your finances and preparing your approval, certain actions could throw a wrench in the process and even jeopardize your loan. To help you stay on track, […]

When you’re starting your homebuying journey, two terms you’ll hear often are pre-qualification and pre-approval. While they might sound similar, these steps are very different — and understanding the distinction can make a big impact on your home search, your timeline, and your ability to negotiate confidently. Let’s break it down. What is Pre-Qualification? Pre-qualification […]

Let’s be honest: the mortgage process can feel like learning a whole new language. Between acronyms, industry lingo, and legal-sounding terms, it’s easy to feel overwhelmed. That’s why we’re breaking it all down — no jargon, just clear answers — so you can feel confident every step of the way. Whether you’re a first-time buyer […]

Buying a home is an exciting journey, but if there’s one part that can feel overwhelming, it’s the paperwork. From pay stubs to tax returns, lenders ask for a lot of information to make sure they fully understand your financial situation before approving your loan. But don’t worry! With a little preparation and organization, you […]